If your in my shoes, you've probably been hearing about factoring in 401K benefits from companies into your job search quite a bit.  But what if you don't have a 401K yet and want to get started building your nest egg for retirement with a little money and savings that you've set aside?

First of all, you should take that money out of your whimpy little bank account giving you a weak interest rate and move it into a high yielding online money market savings account. But after you do that, here's some investment options and ideas that you can consider.  I don't necessarily agree with all of them, just an FYI.